Banking and Easy Account (Nemkonto)
What you need to know when opening a bank account in Denmark.
Opening an account
In order to open a bank account at one of the banks in Odense, you need to bring your health insurance card with your CPR number on it, your passport, and your employment contract (optional) with you. Remember to inform the bank if you wish to receive information from the bank in English. Available options include traditional banks or app-based banks. You can read all about the different banks and where to get your 'BASAL BANKKONTO' (basic bank account), which is what you ask for when you're approaching a bank. They are obligated to offer you a basic bank account for wages, etc.
Easy Account (NemKonto)
A NemKonto is an account that the public authorities can use to pay money into. When you open a bank account in Denmark, one of your accounts will automatically become your NemKonto. You can talk to your bank about NemKonto or find more information about Easy Account here .
Dankort
A Dankort is a debit card that is linked to your bank account and can only be used in Denmark. It is also possible to get a Visa / Dankort that can be used as a credit card when you are traveling internationally. It is not necessary to have a Dankort, but it is used widely throughout Denmark. For more information about acquiring a Dankort, contact your bank.
| Banks in Odense | ||
| Arbejdernes Landsbank | Customer-owned Danish bank known for fair pricing and English-speaking support, especially in larger cities. |
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| Danske Bank | Denmark’s largest bank with full English-language services and digital banking for expats and students. | |
| Nordea | A major Nordic bank offering comprehensive English support and easy account setup for internationals. | |
| Lunar | A digital Danish bank with full English-language support, offering an easy setup via mobile app for residents with MitID. | |
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